How much should I set aside?

Enter a deposit or your monthly income and see exactly how the Profit First 5-bucket method splits it - the money lands in Income first, then gets allocated to Profit, Owner's Pay, Tax, and Operating expenses. Free, no signup.

Income to allocate ($)

Revenue band (sets suggested targets)

Adjust target percentages

Profit %

Owner's Pay %

Tax %

OpEx %

Your split of

The Profit First method uses 5 foundational buckets. Every deposit lands in Income first (the collection account), then on allocation day it's split out into the four destination buckets below.

Bucket	%	Amount
Allocated total

Tired of doing this by hand twice a month?

Allocary connects to QuickBooks Online and does this automatically - reads your income, computes the split, and prepares the transfers between your own accounts for you to confirm. You stay in control; we never hold your money.

This calculator provides general planning estimates only and is not tax, accounting, legal, or financial advice. Percentages are illustrative defaults you can adjust; consult your accountant for your situation. Allocary never holds or remits funds. Allocary is an independent tool, not affiliated with or endorsed by Intuit Inc. or Mike Michalowicz / Profit First.